When's the last time your life insurance had a checkup?
Most people buy a policy, file it away, and never look at it again. We help you understand what you actually have — in about 5 minutes, for free.
Scan My Policy — FreeNo advisor needed. No account required.
How It Works
Upload Your Policy
Upload your policy illustration PDF, or snap a photo of it.
We Analyze It
Our engine reads your illustration and runs a comprehensive analysis.
You Get Clarity
Receive a clear summary of what you have — on screen and in your inbox.
Sound familiar?
Bought it years ago, never looked at it again
Life changes. Policies don't update themselves.
Not sure the premiums still make sense
What made sense at 35 might not at 55.
Someone in your family keeps mentioning an old policy
Parents, spouses, or relatives — and nobody's quite sure what it does.
You know you should understand it, but the jargon is impossible
It's not you. Policy illustrations are genuinely confusing.
What You'll Get
A clear, easy-to-read analysis of your life insurance policy — not a 50-page report, not a sales pitch.
- Policy Health Score — an overall snapshot of where things stand
- What this policy is built for — the design intent in plain English
- What stands out — the key things worth knowing
- What deserves a closer look — areas that may need attention
Policy Health Score
Good
What Stands Out
Questions? We've got answers.
PolicyCheckup is a free tool that analyzes your life insurance policy illustration and gives you a clear, plain-language summary of what you have. It's built by Financial Planner AI, LLC.
Yes. There's no charge, no credit card required, and no hidden upsell. We're testing this concept and your feedback is what's valuable to us right now.
Your document is processed to extract the text needed for analysis, then discarded. We do not store your original file. Only the analysis results are retained for 30 days so you can access them.
No. This is an informational analysis tool. We do not sell, recommend, or replace insurance policies. We help you understand what you already have.
We analyze life insurance policy illustrations — the multi-page documents that show projected values, premiums, and policy details. These are typically PDFs from your insurance company or advisor. You can also upload a photo (JPG/PNG) if you have a paper copy.
No. Just upload the illustration and we'll figure out the rest. You don't need policy numbers, account details, or any technical knowledge.